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PayBlock
02Card Acquiring / Smart routing

Secure acquiring for every transaction.

Secure, high-approval-rate acquiring with smart routing for international cards and local payment methods. Connect through SDK checkout or API and keep settlement, risk, and reporting in one operating layer.

PayBlock cashier for creating a secured payment request with AI-agent optimization and multiple payment methods
SDK cashier
REST API
Webhooks

Optimise every card
payment.

Combine smart routing, 3DS, local APMs, and developer-ready integrations to improve approval and launch new markets faster.

01

SDK cashier

Launch a hosted or embedded checkout without building every payment state from scratch.

  • Cards and local APMs
  • 3DS-ready flow
  • Mobile-first components
Talk SDK →
02

REST API

Own the payment experience with direct API calls, webhooks, retries, and reporting events.

  • Payment intents
  • Idempotent requests
  • Webhook events
Talk API →
03

Card acquiring

Route Visa, Mastercard, JCB, and Amex transactions through a gateway built for international approval.

  • Smart routing
  • 3DS and risk controls
  • Settlement visibility
Explore cards →
04

APM acquiring

Give customers the local payment choices they already trust, from iDEAL and PIX to PayNow and more.

  • Local methods
  • Market-specific rules
  • Single reconciliation view
See APMs →

From authorisation
to final settlement.

01Collect

SDK or API creates a secure payment session.

02Decide

Scenario risk model and smart routing evaluate the payment.

03Confirm

3DS, cards, or local APM returns a clear customer outcome.

04Settle

Reconcile, report, and settle from one operating layer.

Have a payment journey in mind?

We can help map the integration, markets, and risk controls before you write the first line of code.

Speak with the PayBlock team →