03Card Issuing / Flexible programs

Issue cards built for your customers.

Create physical, virtual, and tokenized cards with the controls, security, and operational visibility your financial institution needs.

Design your controls →See SaaS Solution →

Scenario modelLIVE

Travel / high value

0.8%risk score

VelocityClear

DeviceReview

IdentityClear

RDRpre-dispute alert

Ethocavia WETECH

CARD ISSUING CAPABILITIES

Physical, virtual, and
tokenized cards.

Build card programs around your customers and products, with secure controls from issuance through everyday spend.

Physical cards

Launch branded physical cards for consumer, commercial, and institutional programs with lifecycle controls.

Virtual cards

Create instant virtual cards for digital onboarding, expense programs, payouts, and controlled online spend.

IssueActivateSpend

Tokenized cards

Support secure wallet and token journeys with payment credentials designed for modern digital experiences.

Wallet tokenProtected

Program controls

Set spend limits, merchant category rules, velocity checks, and status changes from one operating view.

Spend limit$5,000 / dayPolicy · Active

One workspace for every card program.

Operations, finance, support, and compliance teams share the same card context, status history, and reporting trail.

Physical and virtual portfolios Token lifecycle monitored Program controls active

CARD LIFECYCLE

From issuance to
everyday spend.

Manage card status, spend controls, and token lifecycle from one operating view.

01Receive

Issue and activate cards through the program workflow.

02Contextualise

Apply limits, merchant rules, and portfolio policies in one view.

03Decide

Control spend, status, and access based on your program rules.

04Learn

Use portfolio data to refine the next card experience.

LAUNCH YOUR CARD PROGRAM

Build the card program your team needs.

Tell us the card products, markets, and controls you want to launch.

Talk to the PayBlock team →